Follow the steps below when you are ready to enrol.
1) Log on at Aon Choice
2) Learn about your benefits
Review the benefit overview section (My Benefits Overview > Benefits Information). Download and review plan documents in the Documents and Contacts page.
3) Enrol
- Verify information and add dependents.
- Update personal information such as tobacco/vape user status.
- To avoid denied claims, it is important that you add/edit your dependents and connect them to coverage.
- Choose benefits and complete follow up items.
- Review each benefit and make any changes as desired. You will see per paycheque cost and credit to you for all benefits.
4) Confirm your choices
Make sure to follow the instructions on the screen and complete all the steps. If you stop before completing all the steps, your elections will not be saved, and your previous year’s coverage will be maintained. It’s important to note, if you do not complete Annual Enrolment, any excess credits you may have will be defaulted to a Health Care Spending Account. Look for the sign on the screen to ensure your enrolment is complete.
5) Congratulations!
Your enrolment is now complete. Your new coverage will be activated on the effective date.
If you make any mistakes when you enrol, you have until the end of the enrolment period to change them. Simply start the enrolment process again and update your elections. You will need to complete all the check-out steps again. If you stop before completing all the steps, your elections will not be saved and you will receive the last confirmed submission.
When you can enrol
| SITUATION | WHEN TO ENROL | BENEFITS BEGIN | BENEFITS END |
|---|---|---|---|
|
You’re newly hired |
Within 31 days following your hire date |
On your date of hire (retroactive) |
Benefits remain in effect until December 31 of the current calendar year |
|
It’s Benefits Annual Enrolment |
During Annual Enrolment (typically in the fall) |
January 1 of the following year |
Benefits end on December 31 of the following year |
|
You’ve had a life change (referred to as a qualifying life event) |
Generally, within 31 days after the qualifying life event Any change you make to your coverage must be consistent with your change in status |
On the date of the status change Any newly added dependent is subject to eligibility verification. |
Benefits remain in effect until December 31 of the current calendar year |
Life changes
Throughout the year, between enrolment periods, certain changes in your life situation may allow you to change your benefits coverage to better suit your new circumstances. These life changes include events such as;
- Birth or adoption of a child
- Change in marital status
- Change in your dependent’s status
In case of such a life event, you can change your benefits within 31 days from the date of the event by logging on to your Aon Choice portal and clicking on Update My Benefits > Newly eligible/Life events. Once on the enrolment page, click on the Next link at the top of the page to select the appropriate life event.
If you don’t make changes during Annual Enrolment (November 19-29, 2024*):
- If you do not complete re-enrolment, you will maintain your current benefit coverage for 2025; however, any excess credits you may have will be defaulted to your Health Care Spending Account. If you’d like these credits allocated differently, please be sure to complete re-enrolment
- Any excess credits will be defaulted to a Health Care Spending Account
- You will not be able to make changes until the next annual enrolment period unless you have an eligible life change
- There may be impacts to your payroll deductions because of premium rate changes, and/or changes in your coverage levels from salary adjustments.
*New hires and newly eligible colleagues may enrol during their initial eligibility period. You can enrol or make changes to the Canada Savings Plan at any time.
